Financing for Atlanta Addiction Treatment: What Kind of Options Do You Have?
What’s one of the main reasons why people avoid getting addiction treatment in Atlanta?
We’ve found many people think the issue is the detox process – and they’re not wrong. This is an experience which many people fear, and it has held some back from getting help.
Finances, though, are a close second.
Addicts and their families think the cost of rehab is so expensive they’d never be able to afford it. Thankfully, there are programs and tools in place to help those get the addiction treatment they need.
4 Ways to Pay for Atlanta Addiction Treatment Services
Here are four options to explore when looking to finance addiction treatment:
1. Private Insurance
Under the Affordable Care Act, insurance companies provide partial- to full-coverage for addiction treatment.
Every plan is different, so it’s important for patients and their families to contact their insurance provider to see about their level of coverage. Many people are pleasantly surprised to find out their insurance company covers a considerable amount of treatment.
2. State and/or Federal Assistance
If patients don’t have insurance or their insurance doesn’t cover a substantial amount for addiction treatment, patients can often receive government assistance.
This type of financial help can be obtained on a state or local level, as well as a federal level.
Public assistance can be provided by:
- The substance abuse agency of a particular state
- The state’s department of behavioral health
- The state’s municipal health department
These departments have money allotted to implement addiction treatment programs, as well as prevention programs.
Federal programs also provide support. These include:
- VA benefits
In order to receive addiction treatment from these agencies, the patient must meet eligibility requirements. These are based on age, disability, income, and whether the patient is pregnant or has a family with young children.
Grants can be obtained through the Substance Abuse and Mental Health Services Administration. These grants are non-competitive and are mandated by Congress to fund services focused on helping people find treatment for mental health and addiction issues.
4. Financing Through My Treatment Lender
Another option is to get assistance through a lender whose particular focus is on people who need drug treatment/rehabilitation.
At NAD in Georgia, we offer the services of My Treatment Lender. This company provides a variety of coverage and payment plans, based on the financial need and credit history of the patient. Unlike many lenders, My Treatment Lender has plans for people with good, bad or no credit.
The application process is painless. It just takes a few minutes to complete and the money will be transferred to your bank the next business day – sometimes even the same day!
Don’t Let the Cost Hold You Back From Getting the Help You Need
The cost of addiction treatment should not get in the way of anyone getting help.
This seems easy enough to say but harder to put into practice. We understand this, but we also understand the cost of doing nothing.
According to the National Institute on Drug Abuse, addiction to alcohol, illegal drugs, and prescription drugs costs the U.S. $740 billion every year. These costs include healthcare, crime, and loss of work productivity.
That’s not to mention the personal cost, which includes loss of health and financial stability, as well as the mental and emotional toll. Plus, addiction can tear families apart.
Healthcare, including addiction treatment, isn’t cheap, but the benefits far outweigh the costs of remaining on the path of drug addiction. Don’t let the cost hold you back from getting help.